Dental Payment Plans Explained



July 7, 2020

Coastal Dental Care offers four convenient dental payment plans for our patients. These plans cover treatments valued up to $10,000.

Payment Plans at the Dentist

We understand that not everyone can afford upfront dental care treatment costs, which is why we offer different plans to suit your needs. These include no credit check dental payment plans, in addition to interest-free payment plans. For treatments costing below $1,000, you can choose Zip Pay Dentist or Afterpay Dentist. Meanwhile, for treatments valued between $1,000 and $10,000, Zip Money and DentiCare can be used. Furthermore, all options allow our patients to manage dental instalment payments within weekly, fortnightly or monthly terms.

All treatment options such as dental implants, general dentistry, cosmetic dentistry, in addition to orthodontic treatments and dentures can be paid for using these payment plans.

dental payment plans explained

About Dental Payment Plans

Zip Pay Dentist

Zip Pay Dentist is a payment plan allowing patients to access multiple purchases of up to $1,000. These can be repayed in chosen amounts weekly, fortnightly or monthly – interest-free!

This option is easy to set up and allows patients flexibility with their payment schedule, making it an ideal payment option for those wanting their dental work done fast.

Key points about Zip Pay Dentist:

  • You choose the repayment amount (minimum $40 per month)
  • Completely interest-free
  • Choose between weekly, fortnightly or monthly repayments
  • Fast and easy sign-up – apply online
  • Direct debit/credit card payments available
  • Mandatory credit check
  • $6 monthly fee if there is an outstanding balance on your account

Zip Money Dentist

Zip Money Dentist is an ideal payment plan for patients needing dental work between $1,000 and $10,000. Sign up is easy, with an online application and approval completed usually within an hour. The option guarantees a three-month interest-free period, and similarly to Zip Pay, repayments can be paid in weekly, fortnightly or monthly instalments.

This option is perfect for those people who have been putting off major dental treatments due to cost.

Key points about Zip Money Dentist:

  • You choose the repayment amount (minimum $40 per month)
  • 3 months interest-free payments
  • Choose between weekly, fortnightly or monthly repayments
  • Easy sign-up, approval usually within an hour
  • Direct debit/credit card payments available
  • Ability to make additional repayments
  • Mandatory credit check
  • $6 monthly fee if there is an outstanding balance on your account
  • Activation fee applies (up to $299 depending on the credit amount)

Afterpay Dentist

Want to get your dental care treatment and pay later in four equal instalments? Choose Afterpay Dentist. Firstly, this convenient payment plan is perfect for your dental care needs that cost between $80 and $1,000. Secondly, it gives you more time to pay – fortnightly over 56 days.

Most importantly, Afterpay is interest-free with no added fees. All you need to do is set up an Afterpay account using their app or via their website.

Key points about Afterpay Dentist:

  • Set fortnightly repayments of 4 instalments
  • 100% interest-free payments
  • Easy sign-up – apply online or via the app
  • Direct debit/credit card payments available
  • No credit check applies

DentiCare Dentist

DentiCare Dentist is a payment plan specifically used for dental practices. This option makes it easier for our patients to access dental care for themselves and their family, and is available for treatments above $1,000 up to $10,000. The application is completed in person with your dentist, therefore allowing them to run through the payment options with you and answering any questions you may have.

In addition, Denticare Dentist offers repayment plans of 3 to 24 months, with no interest to pay or credit checks. Ask your dentist for more information on your next visit!

Key points about DentiCare Dentist:

  • Flexible repayment options between 3 and 24 months
  • Completely interest-free
  • Application through your dentist
  • Initial deposit is required which comes off your total payment
  • Direct debit/credit card payments available
  • No credit check applies

Health Funds and Payment Plans

Above all, you may be wondering if you can use your health fund in conjunction with the above payment plans. To clarify, the answer is YES! Coastal Dental Care accepts all health funds, therefore, these can be used along with the four dental plans discussed. Our practices are also preferred providers for specific funds including Bupa, nib, Medibank Private and CBHS. Please check with your practice to find out who they are a preferred provider for and mention your fund upon booking.

Dental Payment Plans Gold Coast

Coastal Dental Care is proud to offer people of the Gold Coast, Brisbane and Northern New South Wales 15 dental clinics in convenient locations. We pride ourselves on our commitment to our patients, including being able to offer flexible payment plans to spread the cost of dental care in your household.

Contact your closest practice today to book your next appointment or for more information on your payment options.