Dental Payment Plans | South East QLD & Northern NSW

Payment plans at Coastal Dental Care

At Coastal Dental Care, we offer three different options of payment plans for our patients. For treatments valued below $1,000, you can select a Zip Pay or Afterpay interest-free payment plan.

Zip Money is available for purchases greater than $1,000 and up to $10,000.

We also offer DentiCare Payment Plans at selected practices.

About Afterpay

Afterpay allows you to split your payment in four fortnightly interest-free payments. For example, if you decide to pay for your $200 Check-up and clean with Afterpay, you will make 4 instalments of $50.

To sign up, you can download the Afterpay app on your phone or sign up online. Before you come in for treatment, you can check your spend limit in the Afterpay app. After your treatment, you use the app to generate a barcode for our front desk staff to scan. Instantly, Afterpay will debit your first instalment from your chosen bank card. In the app, you can see your payment schedule for the remaining three payments.

Afterpay Summary

Repayment period: 8 weeks (4 fortnightly payments)
Minimum repayment: ¼ of your spent
Maximum expense: $1,000
Interest: No, interest-free
Account costs: No, account is free
Credit check: No
Requirements: Must be over 18 years old and have a valid Australian bank payment card
Application: Online or in app
Response: Instantly

About Zip Pay

Zip Pay is a digital wallet that will allow you to purchase multiple times up to $1,000. You can repay these interest-free payments either weekly, fortnightly, or monthly.

You can also choose how much you want to repay. However, it must be above the minimum repayment of $40 per month. Furthermore, Zip charges a monthly fee of $6 if there is an outstanding balance on your account.

Zip will send you a statement each month. Here you will be able to see how many repayments you have made and view the outstanding balance in your account.

Zip Pay Summary

Repayment period: Weekly, fortnightly or monthly (your choice)
Minimum repayment: $40/month
Maximum expense: Zip will decide which of the three different credit limits ($350, $500, and $1,000) you are eligible for
Interest: No, interest-free
Account costs: Monthly account fee of $9.95 if there is an outstanding balance in the account
Credit check: Yes
Requirements: Mobile phone number, email address, provide valid residential, employment, and financial information
Application: Online
Response: Usually instantaneous

* Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of a satisfactory credit check. Other charges may be payable. T&Cs apply.

About Zip Money

Zip Money gives patients a payment plan for treatment above $1,000 and below $10,000. This option is interest-free for at least 3 months. A monthly service fee of $6 is due if there is an outstanding balance in your account. You will also have to pay a one-off set-up fee when your account gets activated. This fee can vary between $0 and $299 and depends on your credit limit.

You can apply online for your Zip account. To do this you will have to provide a mobile phone number, email address, as well as valid residential, employment, and financial information.

Zip Money Summary

Repayment period: Weekly, fortnightly or monthly (your choice)
Minimum repayment: $40/month
Maximum expense: More than $1,000, less than $10,000
Interest: Varying, interest-free for at least 3 months
Account costs: Monthly account fee of $9.95 if there is an outstanding balance in the account. One-off establishment fee between $0 and $299 depending on your credit limit
Credit check: Yes
Requirements: Mobile phone number, email address, valid residential address, employment records, and financial information
Application: Online
Response: Within the next hour unless Zip needs more information

* Zip Money: Term only available for purchases of $1,000 or more. Available to approved applicants only and subject to completion of a satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest-free period. A monthly account fee of $9.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum as of 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).

DentiCare

Your Plan For A Better You

We care about making sure you get the best dental treatment you deserve which is why we offer DentiCare Payment Plans as a convenient and easy way to budget and pay for your dental care. DentiCare Payment Plans are simple, flexible and tailored to suit you. There are no complicated finance contracts, no credit checks or any interest to pay.