Health funds available at Coastal Dental Care

At Coastal Dental Care, we accept all major Australian private health funds and provide on-the-spot HICAPS claiming across our practices, helping make dental care more accessible for individuals and families. Many of our locations also participate in preferred provider arrangements with selected health funds, which may allow eligible members to receive higher rebates depending on their level of extras cover.

All Coastal Dental Care practices offer on-the-spot HICAPS claiming, allowing eligible private health insurance benefits to be processed immediately at the time of your appointment. This reduces the amount you need to pay upfront, with only the remaining gap (if any) payable on the day.

Health fund participation and benefits can vary between locations and policies, so we encourage patients to contact their local Coastal Dental Care practice to confirm eligibility before their appointment.

As your local family dentist, we’re committed to transparent communication, convenience and quality care across every stage of your oral health journey.

Though we accept all health funds at each location, we hold preferred provider status with the following health insurance providers:

Bupa

Bupa offers a range of personal and corporate health insurance products, including extras cover that may contribute towards the cost of dental treatments. Many Coastal Dental Care practices are preferred providers for Bupa, which may allow eligible members to receive higher rebates for general dental services such as check-ups, cleans, fillings and preventive care.

Coverage, rebates and waiting periods vary depending on the specific policy held. We recommend confirming your level of cover and annual limits with Bupa prior to treatment to better understand any potential out-of-pocket costs.

nib

Nib provides health insurance to over one million members across Australia and New Zealand, offering extras cover that may include benefits for dental services. Several Coastal Dental Care locations are preferred providers for Nib, which may result in increased rebates for eligible members when attending participating practices.

Dental benefits, waiting periods and annual caps vary between policies. Our team can assist with checking your cover and processing claims; however, we recommend confirming your entitlements directly with nib prior to your appointment.

Medibank

Medibank Private members may be eligible for benefits towards general dental care, including routine check-ups, cleans and preventive services, depending on their level of extras cover. Some Coastal Dental Care practices participate in Medibank preferred provider arrangements, which may allow eligible members to receive higher rebates at participating locations.

As benefits vary between policies and locations, we recommend contacting your local practice to confirm preferred provider status and checking with Medibank to understand your individual cover and annual limits before booking treatment.

CBHS

CBHS Health Fund provides health insurance cover for eligible members, with dental benefits available under selected extras policies. Members with dental cover may be able to claim benefits for general dental services such as examinations, cleans, X-rays and restorative treatments.

Rebates and annual limits vary depending on the policy held. Patients are encouraged to review their cover or contact CBHS directly to confirm eligibility and benefit amounts prior to commencing treatment.

Westfund

Coastal Dental Care participates in Westfund’s Provider of Choice network at selected locations. Eligible Westfund members may be able to access reduced or no out-of-pocket costs for certain dental services, including an initial consultation, subject to annual limits and policy terms.

Please advise our reception team of your Westfund membership when booking or attending your appointment so we can confirm eligibility and assist with claiming.

HCF

HCF Health Insurance offers a range of extras cover options that may include benefits for dental services, depending on the level of cover held. Members with eligible dental cover may be able to claim benefits for preventive care, general dental treatments and selected major dental procedures, subject to policy terms, waiting periods and annual limits. Some Coastal Dental Care practices participate in HCF dental networks or provider arrangements. As benefits and out-of-pocket costs can vary, patients are encouraged to confirm their individual entitlements directly with HCF prior to treatment.

Hif Choice Network

HIF Health Insurance offers extras cover that may include benefits for dental services, depending on the policy selected. Members with dental cover may be eligible to claim benefits for general dental care, preventive treatments and selected major dental procedures.

Benefits, waiting periods and annual limits vary between HIF policies. Patients are encouraged to confirm their level of cover and eligibility directly with HIF before commencing dental treatment.

Government Programs Accepted at Coastal Dental Care

Veterans’ Affairs

Coastal Dental Care warmly welcomes Department of Veterans’ Affairs (DVA) Gold Card holders. Eligible patients may access approved dental treatments at no out-of-pocket cost, in accordance with DVA guidelines and item approvals.

Covered services may include:

• Preventive care
• General dental treatments
• Fillings and crowns
• Dentures
• Other clinically necessary procedures

Our team is here to assist with verifying your eligibility and obtaining the necessary approvals before your treatment, ensuring a smooth and stress-free experience.

HICAPS

HICAPS provides an easy and efficient payment process solution for health fund payments (like Medicare) across Australia. As well, it saves time and money for healthcare providers and their patients.

Child Dental Benefits Schedule (CDBS)

The CDBS is a dental benefits program for eligible children between the ages of 0 and 17. The schedule provides $1,132 in benefits for general dental services. Please let us know if you are seeking treatment under this scheme so you don’t reach your limit. This way, there will be no out-of-pocket expenses.